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Home Buying Articles & Advice
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The articles are set up to be a tutorial, taking you step by step through the home buying process. |
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Don't Buy a Car - or Did You Already Buy One? |
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When Income Grows and You Want to Buy "Stuff" |
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Debt-to-Income Ratios and Car Payments |
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How Buying a Car Reduces Your Purchase Price |
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Things Not To Do Before Buying a Home |
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No Major Purchases of Any Kind |
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Don't Move Money Around |
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Should You Change Jobs? |
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Reasons to Delay Buying a Home |
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Why Buying a Home is a Good Idea |
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The Best Investment |
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Income Tax Savings |
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Stable Monthly Housing Costs |
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Forced Savings |
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Freedom and Individuality |
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The Business Cycle and Buying a Home |
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Recession and Expansion |
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Supply and Demand |
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Should You Try to "Time the Market"? |
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What's More important - Buying a House? Or a Home? |
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Why Search for A Realtor? |
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Finding an Agent by "Accident" |
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Listing Agents vs. Selling (Buyer's) Agents |
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Should You Call the Listing Agent? |
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Agent's Advertising - Is the Purpose What You Think? |
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Finding Your Own Realtor |
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Some Basics About the Search |
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How to Conduct the Search |
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Interviewing A Good Realtor |
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When the Agent Asks You for an Appointment |
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Looking Ahead - Buyer's Remorse |
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Buying a Home With Resale Value - Location |
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Location, Location, Location? |
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Location - Local Community, Town or City |
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Location - the Local Neighborhood |
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Location - the Residential Neighborhood |
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Buying a Home With Resale Value - the House |
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A Home With a View? |
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Lot Choice and Landscaping |
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House Size |
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Bedrooms & Bathrooms |
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Closets, Garage & Laundry |
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Kitchen |
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Fireplaces |
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Swimming Pool? |
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Comparable Sales and Your Offer Price |
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Determining Your Offer Price |
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Comparable Sales in the Public Record |
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Comparable Sales in the Multiple Listing Service |
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Comparable Sales - Pending Transactions |
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Factors Affecting Your Offer Price |
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How Property Condition Affects Your Offer |
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How Home Improvements Affect Your Offer |
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How Market Conditions Affect Your Offer |
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How Seller Motivation Affects Your Offer |
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The Final Decision on Your Offer Price |
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Offering to Purchase Real Estate- the Basics |
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Introduction and Overview |
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Contingencies in a Purchase Offer |
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Earnest Money Deposit |
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The Closing Date |
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Transfer of Possession |
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Writing an Offer - Safeguards Regarding the Property |
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Disclosures From the Seller |
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Condition of the Property Upon Transfer |
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Inspections You May Require |
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Final Walk-Through Inspection |
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How Financing Details Affect Your Offer |
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Down Payment |
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Interest Rate |
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Closing Costs and Financing Incentives |
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Seller Financing |
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Cash Offers |
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How FHA and VA Financing Affects Your Offer |
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Extra Costs for the Seller |
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More Detailed (and expensive) Appraisals |
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You and the Seller Must Agree on Some Services |
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Settlement and Escrow |
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Title Insurance Companies |
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Termite and Pest Inspections |
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Buyer's Remorse- Did You Make a Huge Mistake? |
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